Our Services
Financial Loans

Business Loan
At Side Micro Credit, we understand that any thriving business venture will at some point in time need financial support for growth and expansion. Our doors are open to all levels and types of business seeking easy and convenient access to credit at competitive interest rates aimed at growing the businesses of our cherished customers.
Business Loan Requirements
- Copy of certificate of Registration
- Copy of form A (Sole Proprietor only)
- Copy of Article of Association/ Company Regulation (Limited liability)
- Copy of Business Operation Permit and or License
- Copy of any national ID of Proprietor(s)/Shareholders, 2 top senior management personnel and Two Directors
- One passport sized photograph of Proprietor(s)/Shareholders, 2 top senior management personal and Two Directors
- Latest 6 Months bank statement
- Audited Accounts of the firm
- Copy of Document to be provided as collateral
All documents listed above might be required depending on the loan request and type of business
Sole Proprietor Loan Application form [CLICK TO DOWNLOAD]
Limited Liability Loan Application form [CLICK TO DOWNLOAD]

Campus Loan
We understand Student life The high level of concentration needed for academic work can never be over emphasized. HUSTLE NO MORE! Let’s release you off the financial Struggle
Campus Loan Requirements
LOAN DURATION: Must not exceed one semester
- Applicant must be a student of a an accredited tertiary institution
- Applicant must be 18 years and above
- Proof of source of cash flows
- Copy of student ID Card
- Copy of a valid national ID (Voters, NHIS, Driver’s license or passport)
- Security/Collateral (eg. Mobile Phone, Tablet, Laptop and other valuable gadget)
Filing of Loan Application form [CLICK HERE TO APPLY]
Download Application form [Download application form]

Personal Loan
There are certain things in life that can’t wait to be done later. At Side Micro Credit, we provide convenient quick loans to both salary workers and the self-employed. We provide quick loans to our clients to pay school fees, rent a place, start or support a business, purchase assets, or consumer goods and all other pressing personal needs.
Personal Loan Requirements
LOAN DURATION: Maximum of 6 Months
- Proof of source of income/employment
- 1 passport size photograph
- Copy of a valid national ID (Voters, NHIS, Driver’s license or passport)
- 6 Months Bank Statement
- 3 Recent Months Pay Slips
- Original copy of Document on Asset(s) to be provided as collateral
All documents listed above might be required depending on the loan request and type of business
Personal Loan Application form [CLICK TO DOWNLOAD]
Business Advisory and Consultancy

Side Micro Credit understands the needs of SMEs on critical business areas needed for growth. We have developed effective and efficient management solutions, tailor-made to solve persisting challenges of SMEs and propel them for growth Our team composing of professionals’ well-versed in accounting, finance and investment as well as business management offer advice, support and education to our clients aimed at promoting their individual financial empowerment and growth of their businesses.
We provide support and advisory services in the following areas:
- Business Registration At Registrar General’s Department
- Licensing And Corporate Legal Advisory Services
- Business Proposals And Contract Sourcing
- Book Keeping And Accounting Services
- Customer Care/Retention
- Corporate Policy Development And Strategy Implementation,
- Marketing, Branding And Market Research,
- Financing And Capital Raising (Working Capital Management)
- Human Resource Management And Staffing
Peer to Peer Money
Lending

Do you desire to lend to a friend or family member to support his/her business or for personal expenses and concerned about the repayment? Take advantage of Side Micro Credit PEER TO PEER LENDING